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**NO PHYSICAL ITEM WILL BE SHIPPED TO THE BUYER**
If you have decided to start your financial journey and you are working towards taking control of your finances, then you have come to the right place! First and foremost, I would like to congratulate you because I know that it may be challenging at first. BUT, rest assured it is definitely worth it! That being said if you are looking for a budgeting method that will give you a complete overview of your finances this budget sheet is for you !
Here is what you will be able to do :
PAGE 1 : PAY CHECK BREAKDOWN
-Analyze your take home income
-Make a thorough breakdown of your Bills and allocate a budget for each.
-Have a clear understanding of how much you are paying towards Debt.
-Allocate a budget for your Cash Envelopes which is perfect for your day to day spending.
-Plan ahead by also budgeting your Sinking Funds category that are a priority to you! This is great for short and longterm savings.
-Have a clear understanding of how much you will be putting away for your monthly Savings. This will encourage to keep pushing and will help you towards gaining clarity within your savings journey
PAGE 2 : CASH STUFFING BREAKDOWN
- You will be able to list all the categories in which you will be cash stuffing. This will facilitate you in knowing what funds to keep in the bank and what other funds will have to be withdrawn.
-You will have section that will help you breakdown all the bill denominations for each cash envelopes/sinking funds/savings category. This will facilitate you in also knowing how you intend to stuff each of your categories as you are able to go back and use the sheet as a reference.
- You will be able to tally up the total to ensure that all is in order and matches your allocated budget for your cash stuffings.
- Budgeting requires a lot of discipline and motivation, therefore I have included a section where you would be able to write your money mindset quote for the month!